(CNNMoney.com) -- U.S. home prices fell for their third straight quarter, according to an industry report released Tuesday.

Many people are now so desperate. They are trapped in homes they can't afford and can't sell. (Click Here)

By defaulting on mortgage payments and having a foreclosure filed against your property, you have already done damage to your credit. Your credit score has declined and those negatives will stay on your credit report for some time. However, it will get much worse if you allow the foreclosure to continue and do not try to short sale the property.

Foreclosure Mortgage Crisis

The bank is in business to make the best decision for the Bank. The bank receives more money on a short sale than a foreclosure. If you are behind on your mortgage payments or possible facing Foreclosure. WE CAN HELP YOU - Our staff is highly trained in handling short sales and foreclosures, we have counseled hundreds of Brevard County homeowners on this process. The short sales process is highly specialized, and it is very important to have a Real Estate Person who is experienced in working directly with your bank to negotiate a short sale payoff and get your short sale approved.